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Bank Directory

HDFC Bank

KOSA

Data verified & updated for 2026

IFSC Code

HDFC0004856

MICR Code

495240512

Contact

+919893603333

Address

HDFC BANK LTD GROUND FLOOR ATAL BAZAR GRAM KOSA DIST JANJGIR CHAMPA BILASPUR CGH CHHATTISGARH 495663, Champa, Chhattisgarh

Operational Banking Rails & Clearing Compliance

Verified payment gateway connectivity and Reserve Bank of India settlement routing rules.

NEFT ClearingActive (24x7x365)
RTGS SettlementActive (₹2L+ Limit)
IMPS Instant TransferActive (Up to ₹5L)
CTS-2010 Cheque TruncationEnabled

Practitioner Verification Note

The 5th character of IFSC HDFC0004856 is strictly 0, reserved for future routing expansion by the Reserve Bank of India. For high-value instruments exceeding ₹50,000, ensure Positive Pay System (PPS) clearance is submitted prior to clearing cycles.

Verify Before You Transfer

Always cross-check the IFSC on your bank's official website or cheque leaf before initiating RTGS/NEFT/IMPS. MultiSheets is a reference directory.

Verified: HDFC Bank, Champa branch. Data verified & updated for 2026.

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