HDFC Bank
RATNAGIRI DIST CENT CO OP BANK LTD
IFSC Code
HDFC0CRATNA
MICR Code
415803051
Contact
+912352220497
Address
SAI COMPLEX, MALNAKA AT POST TAL RATNAGIRI - 415612, Ratnagiri, Maharashtra
Operational Banking Rails & Clearing Compliance
Verified payment gateway connectivity and Reserve Bank of India settlement routing rules.
Practitioner Verification Note
The 5th character of IFSC HDFC0CRATNA is strictly 0, reserved for future routing expansion by the Reserve Bank of India. For high-value instruments exceeding ₹50,000, ensure Positive Pay System (PPS) clearance is submitted prior to clearing cycles.
Verify Before You Transfer
Always cross-check the IFSC on your bank's official website or cheque leaf before initiating RTGS/NEFT/IMPS. MultiSheets is a reference directory.
Verified: HDFC Bank, Ratnagiri branch. Data verified & updated for 2026.
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