Punjab National Bank
JOWAI
IFSC Code
PUNB0004320
MICR Code
N/A
Contact
N/A
Address
JOWTAWMUSINNG ROAD,JOWAI,MEGHALAYA, Jowai, Meghalaya
Operational Banking Rails & Clearing Compliance
Verified payment gateway connectivity and Reserve Bank of India settlement routing rules.
Practitioner Verification Note
The 5th character of IFSC PUNB0004320 is strictly 0, reserved for future routing expansion by the Reserve Bank of India. For high-value instruments exceeding ₹50,000, ensure Positive Pay System (PPS) clearance is submitted prior to clearing cycles.
Verify Before You Transfer
Always cross-check the IFSC on your bank's official website or cheque leaf before initiating RTGS/NEFT/IMPS. MultiSheets is a reference directory.
Verified: Punjab National Bank, Jowai branch. Data verified & updated for 2026.
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