Punjab National Bank
PALAKKAD, BOC ROAD
IFSC Code
PUNB0039200
MICR Code
678024002
Contact
N/A
Address
PALAKKAD TRADE CENTRE, Palakkad, Kerala
Operational Banking Rails & Clearing Compliance
Verified payment gateway connectivity and Reserve Bank of India settlement routing rules.
Practitioner Verification Note
The 5th character of IFSC PUNB0039200 is strictly 0, reserved for future routing expansion by the Reserve Bank of India. For high-value instruments exceeding ₹50,000, ensure Positive Pay System (PPS) clearance is submitted prior to clearing cycles.
Verify Before You Transfer
Always cross-check the IFSC on your bank's official website or cheque leaf before initiating RTGS/NEFT/IMPS. MultiSheets is a reference directory.
Verified: Punjab National Bank, Palakkad branch. Data verified & updated for 2026.
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