Punjab National Bank
PAYAL DISTLUDHIANA
IFSC Code
PUNB0145310
MICR Code
141024210
Contact
+911628244055
Address
KADDON RD VPO PAYAL DIST LUDHIANA 141416, Payal Dist Ludhiana Punjab, Punjab
Operational Banking Rails & Clearing Compliance
Verified payment gateway connectivity and Reserve Bank of India settlement routing rules.
Practitioner Verification Note
The 5th character of IFSC PUNB0145310 is strictly 0, reserved for future routing expansion by the Reserve Bank of India. For high-value instruments exceeding ₹50,000, ensure Positive Pay System (PPS) clearance is submitted prior to clearing cycles.
Verify Before You Transfer
Always cross-check the IFSC on your bank's official website or cheque leaf before initiating RTGS/NEFT/IMPS. MultiSheets is a reference directory.
Verified: Punjab National Bank, Payal Dist Ludhiana Punjab branch. Data verified & updated for 2026.
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