Bank Directory

Punjab National Bank

GHAGWAL

Data verified & updated for 2026

IFSC Code

PUNB0981200

MICR Code

180024044

Contact

+919419535492

Address

PUNJAB NATIONAL BANK GHAGWAL DIST SAMBA JAMMU JAMMU AND KASHMIR 184141, Samba, Jammu And Kashmir

Operational Banking Rails & Clearing Compliance

Verified payment gateway connectivity and Reserve Bank of India settlement routing rules.

NEFT ClearingActive (24x7x365)

RTGS SettlementActive (₹2L+ Limit)

IMPS Instant TransferActive (Up to ₹5L)

CTS-2010 Cheque TruncationEnabled

Practitioner Verification Note

The 5th character of IFSC PUNB0981200 is strictly 0, reserved for future routing expansion by the Reserve Bank of India. For high-value instruments exceeding ₹50,000, ensure Positive Pay System (PPS) clearance is submitted prior to clearing cycles.

Generate Positive Pay Intimation for Punjab National Bank

Verify Before You Transfer

Always cross-check the IFSC on your bank's official website or cheque leaf before initiating RTGS/NEFT/IMPS. MultiSheets is a reference directory.

Verified: Punjab National Bank, Samba branch. Data verified & updated for 2026.

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