Bank Directory

Punjab National Bank

ALAMCODE CHANGARAMKULAM

Data verified & updated for 2026

IFSC Code

PUNB0998700

MICR Code

679024303

Contact

N/A

Address

FIRST FLOOR,MARVA SHOPING COMPLEX, KUNNAMKULA EAST ROAD, NANNAMMUKKUPO MALAPPURAM KE MALAP 679575, Malappuram, Kerala

Operational Banking Rails & Clearing Compliance

Verified payment gateway connectivity and Reserve Bank of India settlement routing rules.

NEFT ClearingActive (24x7x365)

RTGS SettlementActive (₹2L+ Limit)

IMPS Instant TransferActive (Up to ₹5L)

CTS-2010 Cheque TruncationEnabled

Practitioner Verification Note

The 5th character of IFSC PUNB0998700 is strictly 0, reserved for future routing expansion by the Reserve Bank of India. For high-value instruments exceeding ₹50,000, ensure Positive Pay System (PPS) clearance is submitted prior to clearing cycles.

Generate Positive Pay Intimation for Punjab National Bank

Verify Before You Transfer

Always cross-check the IFSC on your bank's official website or cheque leaf before initiating RTGS/NEFT/IMPS. MultiSheets is a reference directory.

Verified: Punjab National Bank, Malappuram branch. Data verified & updated for 2026.

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